123Travel.com is pleased to offer an exclusive insurance plan to provide protection for you and your vacation investment. Should you need to cancel your trip prior to departure or should any unforeseen circumstances arise during your trip, this insurance may cover or reimburse your expenses. It also provides full baggage coverage.

IMPORTANT NOTE: Virtually every cruise and tour supplier charges cancellation penalties on their vacation packages. 123Travel.com is no exception. We charge $50.00 per person up to $100.00 per room/cabin cancellation penalty to cover expenses incurred. Each supplier offers some sort of protection plan (insurance) to cover fees or penalties that customers may incur. However, 123Travel.com has negotiated a group insurance plan through the highly respected company Travel Guard, that in almost every case is more inclusive than those offered by the cruise or tour suppliers.

Please ask the following questions:

• "Once I leave the continental USA, is my medical insurance valid?"
• "What would happen if I had to be air evacuated home due to a serious accident or medical condition?"
• "If I had to cancel or interrupt my trip due to serious illness, injury, or death in the family, could I afford to lose my entire investment because I was not covered by insurance?"

Please read below for further details.

Our plan provides coverage at a minimal cost for:

• Trip cancellation, interruptions or delays
• Baggage which is lost, damaged, delayed or stolen
• Medical emergencies while traveling
• 24-hour emergency hotline assistance to help with lost documents, location of emergency medical facilities and evacuation services

123Travel.com offers the only trip cancellation protection program that protects you in the event that a pre-existing medical condition prevents you from taking the trip. However, you must purchase insurance within 14 days of making your initial trip deposit. If you are age 70 or older, insurance rates are not increased and you can obtain our low cost insurance if you do not have a pre-existing condition. (If you are age 70 or older and have a pre-existing condition, it must be stable and there can have been no changes in your prescription medication or dosage during the 60 days immediately prior to purchasing travel insurance coverage in order to qualify.) This offers additional peace of mind not available through cruise lines, tour companies or other travel agencies.

Trip Cancellation and Interruption Amount Covered: Trip Cost up to $20,000 per person, based upon premium paid

Financial Default protection Amount Covered: Trip Cost

Travel Delay Amount Covered: $500

Missed Connections Amount Covered: $500

Baggage & Travel Documents Amount Covered: $1,000

Baggage Delay Amount Covered: $100

Medical Expense Amount Covered: $ 10,000

Emergency Medical Transportation Amount Covered: $20,000

Common Carrier AD&D Amount Covered: $10,000 and Flight Accident coverage $100,000

24 hour Emergency Travel Assistance Included at no cost

Premiums for this extensive protection start as low as $46 and vary according to trip cost. Please ask your 123Travel.com vacation specialist for details and rates. Or visit Travel Guard for more information.

Protect your investment and enjoy a worry-free vacation with 123Travel.com and Travel Guard travel insurance.